The state minimum liability limits are:

• $15,000 for injury/death to one person

• $30,000 for injury/death to more than one person

• $5,000 for property damage

Many drivers choose higher limits for better protection.

Rates vary by age, location, driving record, and vehicle. The best way to save is by comparing quotes from multiple carriers — which Just Auto Insurance can do for you in minutes.

Yes. All motorcycle riders must carry liability insurance to legally ride in California. Additional coverages like collision and comprehensive are optional but highly recommended.

An SR-22 is a form your insurance company files with the DMV to prove you carry the required liability insurance. It’s commonly required after a DUI, accident without insurance, or license suspension.

Yes — unfortunately, many drivers in California are uninsured or underinsured. We strongly recommend Uninsured/Underinsured Motorist Coverage to protect yourself financially.

Tickets and at-fault accidents can increase your rate, sometimes for up to three years. However, we can help you compare carriers to find the most affordable option even with a less-than-perfect record.

Yes! We are licensed to process many DMV services in-office, including renewals, stickers, title transfers, duplicate registrations, and more — no DMV lines required.

Yes. U.S. insurance policies are not accepted in Mexico. If you plan to drive across the border, you must purchase Mexican auto insurance. We can help you get it quickly and affordably.