Non-standard auto insurance is a level of car insurance that is specific to high-risk drivers. In many cases, it is the same as standard insurance coverage, except that premiums are increased. At Just Auto Insurance in California, we specialize in non-standard auto insurance coverage for individuals who need it most. We believe that everyone should have access to affordable insurance coverage, no matter their driving history. Get in touch with us at Just Auto Insurance to learn more or to get started with your free quote.
What qualifies a driver as high-risk or low-risk? There are a number of factors that determine whether or not a driver is considered high-risk. High-risk drivers typically have one or more of the following:
Low-risk drivers, on the other hand, are drivers who are less likely to get involved in trouble on the road. These drivers have a good driving record, an established credit history, or their chances of getting in an accident are low because they live close to work, work from home, or live in a rural area.
When it comes to finding a non-standard auto insurance policy, it’s important to shop around and compare prices. While you can expect that your non-standard policy will be a little bit pricier than standard auto insurance, it still is possible to find lower options that make it easier to get the insurance coverage you need to stay on the road in California. When you work with us at Just Auto Insurance, we’ll help you find the non-standard auto insurance policy that fits your budget while keeping you and your vehicle covered.
If you’re classified as a high-risk driver and your insurance premiums have dramatically increased, you’re not alone. Many drivers throughout California are classified as high-risk. It’s important to remember, however, that you don’t have to be classified as high-risk forever. Driving penalties only stay on your record for a certain amount of time, depending on the penalty. Taking positive steps to clean up your driving record can help you fall out of the high-risk category over time. Some things you can do for the benefit of your driving record and risk classification include:
Motorcycle, ATV, Boat, RV Coverage
Registration Renewals and More
At Just Auto Insurance in California, we take pride in finding each and every one of our high-risk drivers an affordable non-standard auto insurance policy. If you’re ready to get back on the road with coverage that keeps you and your vehicle protected, get in touch with our team today and let us put more than 15 years of experience to work for you.