Medical Payments

Coverage for Medical Payments

Medical payments insurance covers medical and/or funeral expenses for you and any of your passengers involved in an accident while driving in your vehicle.  This type of coverage does not take into account liability.  (I.E. It doesn’t matter whether the accident is caused by you, or another motorist.)

In addition, medical payments coverage may cover you or your family members for qualified medical expenses if you are involved in an accident in someone else’s vehicle or struck while on a bicycle or traveling on foot. Auto insurance medical payments coverage policies vary. Ask a representative to help you compare car insurance medical payment plans at Just Auto insurance.

Is Medical Payment Coverage Redundant With Health Insurance?

If you have good health insurance, it’s possible you may not need medical payments coverage.  It’s up to you to determine how much your health insurance will cover if you’re injured in an auto accident.  If you regularly carry non-family-member passengers not covered by your health care plan, medical payments coverage is certainly worth looking into.