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How does Just Auto deliver you such consistently affordable insurance premiums each year? A big part of our success is insuring only low risk vehicles. By avoiding the massive claims payouts associated with high-risk, high- premium vehicles, we’re able to keep our rates affordable for responsible drivers just looking to get from point A to point B in a safe, affordable fashion.
Examples of Low Risk Vehicles
Low risk vehicles are generally used for utilitarian purposes like one’s daily commute and day-to-day transportation responsibilities. The low risk vehicle category includes:
Examples of High Risk Vehicles
High risk vehicles are used mainly for pleasure or recreational purposes and usually aren’t used as a primary source of transportation. Types of high risk vehicles include:
Keeping it Simple
Our philosophy is very straightforward: We do business exclusively with drivers of low risk vehicles. Why? Low risk vehicles mean lower auto insurance premiums. We believe drivers of low-risk vehicles shouldn’t have to subsidize their daredevil counterparts on the road. Insuring high risk vehicles drives up premium rates for hardworking, everyday customers. Why would we want to do that? We think regular drivers deserve a break on their insurance premiums. Simple really, get low risk car insurance for a low risk car, as we don’t offer high risk car insurance.
Ready to see what you can save on your premiums with a quote from Just Auto? Visit our quotes page to get started.